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24+ year

Who we are

Panchawati Multistate is one of the fastest growing organization in Cooperative Sector with more than Ten Years of Experience in the cooperative field , Its unique products, Capabilities & Brand building abilities will set a new landmark in Cooperative Sector to strengthen its presence and the name itself says "Multistate" has its operations in Karnataka & Maharashtra currently and to strengthen its presence, also expanding in Goa, Madhya Pradesh, Kerala, TN, AP & Telangana in the next financial year. Empowering the share holders/Members With Meaningful Financial Assistance, Supporting Young Entrepreneurs Trying To Begin Their Journeys And Creating Employment Opportunities Panchawati Multistate has been there for every needs of their members.

Benefits with Pragathiloan

The SMART Loan Program helps to

Loan

A Personal Loan is a loan that helps you borrow money for any planned or unplanned, small or big expenses in your life, without any collateral. You can avail a Personal Loan for that dream beach holiday or that perfect destination wedding or for the kitchen remodeling you have been postponing. Take care of your medical emergencies with our truly paperless Personal Loans.

    You can calculate the EMI on your personal loan using the formula:

    EMI = [P x R x (1+R)^N]/[(1+R)^N-1],

  • ‘R’ denotes the rate of interest

  • ‘P’ denotes the principal amount

  • ‘N’ denotes the loan tenure

Personal loan lenders usually require their applicants to furnish the proof of their identity, income and address at the time of loan application. The documents required as the proof of identity and address are more or less the same for all applicants and across all lenders. The list of documents required as income proof, however, is different for salaried and self-employed applicants. Salaried applicants usually need to furnish their salary slips and bank statements as income proofs. Self-employed applicants, on the other hand, need to furnish their bank statements of their current/savings accounts, audited financial statements (balance sheet and profit & loss account) and income tax returns at the time of loan application.